Best Special Rates and Terms in Valdosta, Georgia, GA

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Below are special Certificate of Deposit special rates and terms from banks in Valdosta, Georgia. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.

Valdosta, GA - December 14, 2025

Bank	APY	MIN	PERIOD
Bank OZK Lake Park Branch	4.20%	$1,000	7 months	Learn More Reviews (11)
Rate History: 5.00% → 4.20%
Renasant Bank Valdosta Branch	4.00%	$1,000	7 months	Learn More Reviews (1)
Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00%
Regions Bank Downtown Valdosta Branch	3.80% 3.55% 3.55%	$501 $500	5 months	Learn More Reviews
Rate History: 5.00% → 4.75% → 0.01% → 3.80%
Bank OZK Lake Park Branch	3.80%	$1,000	13 months	Learn More Reviews (11)
Rate History: 5.50% → 3.80%
Regions Bank Downtown Valdosta Branch	3.70% 3.45% 3.45%	$501 $500	8 months	Learn More Reviews
Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70%
Renasant Bank Valdosta Branch	3.65%	$10,000	5 months	Learn More Reviews (1)
Rate History: 1.00% → 5.00% → 4.00% → 3.90% → 3.65%
Renasant Bank Valdosta Branch	3.55%	$10,000	11 months	Learn More Reviews (1)
Rate History: 4.25% → 4.75% → 4.25% → 3.75% → 3.55%
Bank of America, National Association Valdosta Main Branch	3.51%	$10,000	7 months	Learn More Reviews (7)
Rate History: 4.05% → 3.80% → 4.00% → 3.75% → 3.51%
Finworth, a division of InsBank Lake Park Branch	3.50%	$50,000	22 months	Learn More Reviews (1)
Rate History: 3.80% → 4.00% → 3.95% → 3.90% → 3.50%
Regions Bank Downtown Valdosta Branch	3.25%	$501	13 months	Learn More Reviews
Rate History: 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.25%	$1,000	13 months	Learn More Reviews (33)
Rate History: 3.50% → 3.35% → 3.25%
Bank of America, National Association Valdosta Main Branch	3.20%	$10,000	10 months	Learn More Reviews (7)
Rate History: 4.00% → 3.70% → 3.45% → 3.20%
Renasant Bank Valdosta Branch	3.05%	$10,000	17 months	Learn More Reviews (1)
Rate History: 3.85% → 3.45% → 2.75% → 3.25% → 3.05%
Regions Bank Downtown Valdosta Branch	3.00%	$500	13 months	Learn More Reviews
Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00%
Regions Bank Downtown Valdosta Branch	2.75%	$500	19 months	Learn More Reviews
Rate History: 3.75% → 2.75%
Bank of America, National Association Valdosta Main Branch	2.25%	$10,000	13 months	Learn More Reviews (7)
Rate History: 3.25% → 3.00% → 2.75% → 2.50% → 2.25%
Bank of America, National Association Valdosta Main Branch	2.00%	$10,000	25 months	Learn More Reviews (7)
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. Rate History: 3.20% → 3.00% → 2.00%
Truist Bank Valdosta Main Branch	0.00%	$1,000	15 months	Learn More Reviews (6)
Rate History: 3.75% → 3.35% → 3.00% → 2.75% → 2.70%

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Valdosta, GA - December 14, 2025

Branch	Street	City	State
Bank OZK Lake Park Branch	1012 Lakes Boulevard	Lake Park	GA
Renasant Bank Valdosta Branch	3295 Inner Perimeter Road	Valdosta	GA
Regions Bank Downtown Valdosta Branch	509 North Patterson Street	Valdosta	GA
Bank OZK Lake Park Branch	1012 Lakes Boulevard	Lake Park	GA
Regions Bank Downtown Valdosta Branch	509 North Patterson Street	Valdosta	GA
Renasant Bank Valdosta Branch	3295 Inner Perimeter Road	Valdosta	GA
Regions Bank Downtown Valdosta Branch	509 North Patterson Street	Valdosta	GA
Renasant Bank Valdosta Branch	3295 Inner Perimeter Road	Valdosta	GA
Bank of America, National Association Valdosta Main Branch	106 South Patterson Street	Valdosta	GA
Finworth, a division of InsBank Lake Park Branch	1012 Lakes Boulevard	Lake Park	GA
Regions Bank Downtown Valdosta Branch	509 North Patterson Street	Valdosta	GA
Regions Bank Downtown Valdosta Branch	509 North Patterson Street	Valdosta	GA
Bank of America, National Association Valdosta Main Branch	106 South Patterson Street	Valdosta	GA
Renasant Bank Valdosta Branch	3295 Inner Perimeter Road	Valdosta	GA
Regions Bank Downtown Valdosta Branch	509 North Patterson Street	Valdosta	GA
Regions Bank Downtown Valdosta Branch	509 North Patterson Street	Valdosta	GA
Bank of America, National Association Valdosta Main Branch	106 South Patterson Street	Valdosta	GA
Bank of America, National Association Valdosta Main Branch	106 South Patterson Street	Valdosta	GA
Truist Bank Valdosta Main Branch	2901 North Ashley Street	Valdosta	GA